Chelsea (Sasha Grey) is a $2,000-an-hour call girl in Manhattan, offering a 'girlfriend experience': she'll dress with the client in mind, go to dinner and a movie, listen attentively to talk about work and finances, and she'll provide sex. It's October, 2008: a presidential election nears and the economy is in free fall. She has a boyfriend, Chris (Chris Santos), who's a personal trainer. We are shown five non-consecutive days in Chelsea's life. She's working on her Web page, talking to image consultants, and being interviewed by a reporter. She asks clients when their birthdays are and uses that for an astrological prediction. She's drawn to a new client, a writer from L.A. Should she break her rules for him? What if it risks her relationship with Chris? Should she invest in gold?